Refurbishment Loans
Commercial refurbishment finance



Apply

or call us on
01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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3 month to 5 year terms


Refurbishment Loans


Refurbishment loans are used to fund refurbishments of properties such as commercial, industrial or residential developments.

Refurbishment funding enables landlords, developers and investors to increase the value of their portfolio or improve the quality of their holdings with the aim of increasing profits, usability and/or saleability.

The use of refurbishment finance increases spending power, which in turn allows for higher volume and/or quality of refurbishments.

How to apply for a refurbishment loan?



  1. Fill out our application form in less than 5 minutes
  2. Your application will be allocated to your dedicated case manager
  3. Your case manager will be in touch within 4 working hours
  4. They will collect all required documents to process your application
  5. You will receive a decision within 48 hours in most circumstances
  6. You will receive your funds within 48 hours of acceptance in most circumstances

Frequently Asked Questions

How long does it take before I get decision on a refurbishment loan?

Decisions times are usually 24 to 48 hours from the point of proposal.

What loan terms are available?

Refurbishment loans are available from 3 months to 5 years. In some cases, longer terms are available but there is usually security required for terms longer than 5 years.

Are there any restrictions on the type of property I can refurbish?

You can refurbish any type of property providing it’s a business/commercial premises that your business is involved in or trades from.

Does the property to be refurbished have to be in the UK?

Yes, we cannot fund refurbishments for properties outside of the United Kingdom.

Can I use the loan to refurbish multiple properties?

Yes, provided that they business/commercial properties you’re involved in. Please note proof of the refurbishment can be required as a condition of acceptance.

The Benefits of partner buy in/out loans

Refurbishment loans can be a vital option for businesses to allow them to increase spending on new or current projects. The impact of late completion, delays and spending cuts can have a drastic effect on a business’s reputation and customer satisfaction.

Many organisations take advantage of finance and loans to allow them to cover shortfalls in funding, complete projects within the specified timescales or to simply invest in other areas, with the goal of improving the overall quality of the completed refurbishment.

With a wide range of versatile funding solutions available, we can help source the most suitable funding to meet your needs and allow your organisation to adapt and evolve in a timely manner.

There are many benefits associated with the use of Refurbishment loans, including

RLA Capital can offer specially tailored business refurbishment loans designed to help your company manage its cash flow more effectively.

With a wide range of versatile funding solutions available, we can help source the most suitable funding facility to meet your requirements with access to some of the best facilities on the market we feel we can be competitive against any genuine quote.