Partner Buy In/Out Funding
Finance your partner restructure


or call us on
01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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3 month to 5 year terms

Loan Amounts and Funding Terms


Loan Terms

Loan terms between 3 months and 5 years with fixed monthly payments


Loan Amounts

Loan amounts over £2,000

Eligibility Criteria


Loan Purpose

Are you looking to finance changes in partner make-up?

Are you looking to fund your organisational restructuring?


Company Status

Are you operating in the UK medical and paper professions sectors, specifically Dentists, Pharmacists, Veterinarians, GPs, Opticians, Solicitors, Barristers, Accountants, Surveyors and Architects?


Trading Time

Have you been trading for more than 12 months?

three people tood discussing partner buy in details

Partner Buy In Loans

We are able to provide partner buy in/out funding for professionals within the medical and paper professions sectors, specifically Dentists, Pharmacists, Veterinarians, GPs, Opticians, Solicitors, Barristers, Accountants, Surveyors and Architects.

Partner buy in / out funding is a type of loan used to successfully fund the buying in or out of partners within a firm. With most businesses transforming and evolving in response to market trends, competition and the natural company life cycle, organisational structures are extremely likely to change.

In the case of partnerships, these transformations can be complex and require additional sources of funding to allow for partners to leave and new partners brought into the business.

RLA Capital give decisions on unsecured loans within 48 hours of application, with funding being released within 24 hours of all documents being signed by the client after a decision.

two business people discussing partner buy in

How to apply for a partner buy in loan?


Quick Applications

Fill out our application form in less than 5 minutes


Dedicated Support

Your application will be allocated to your dedicated case manager


Quick Responses

Your case manager will be in touch within 4 working hours


Minimal Paperwork

They will collect all required documents to process your application


Quick Decisions

You will receive a decision within 48 hours in most circumstances


Fast Payouts

You will receive your funds within 48 hours of acceptance in most circumstances

The Benefits of Partner Buy In Loans


Flexible Terms and Borrowing Amounts

With terms ranging from 3 months and 5 years, you are able to source partner buy in finance over terms to suit your needs.

As these loans are taken on an unsecured basis, borrowing amounts are not restricted to the amount of equity in an asset or property.

Instead, amounts are based on the value of the buy in, affordability assessments and your credit score.


Speed of Approvals

Partner buy in loan applications and approvals are relatively quick to process.

With no need for charges on assets or debentures, decisions are made based on you meeting the lenders eligibility criteria.

Many lenders will approve applications within 24 hours, provided that all the required documents are provided at the time of application.


Increased Spending Power

Partner buy in funding loans are a great source of funding which can enable you to;

  • Increase cashflow and funds to successfully complete the buy in /out
  • Increase company ownership/stake when buying out a partner

No Risk to Assets*

Loans on an unsecured basis do not use collateral as part of the credit agreement, meaning your assets are not at risk in the first instance. Instead the loan is approved on the basis of your financial health and credit rating.

*In most cases a personal guarantee is required to secure the finance to protect the lender in the event of a default. Luckily, there are a range of personal guarantee insurance products available for businesses using unsecured finance.

Many companies are constantly in a flux of change, with their internal workings and structure evolving over time. Partner buy in/out scenarios are likely to occur over the course of a company’s operation.

What is more unlikely however, is for people to have sufficient personal funds to finance these instances of change. A far from ideal situation of having a lack of funds to successfully finance organisational restructuring can have a negative impact on all parties involved.

With a wide range of versatile funding solutions available, we can help source the most suitable funding to meet your needs and allow your organisation to adapt and evolve in a timely manner.

View our full range of business finance facilities here

Frequently Asked Questions

How long does it take before I get decision on my partner buy in buy out loan?

As little as 24 hours in most cases.

How long does it take before I get decision on my partner buy in buy out loan?

Most clients receive decisions between 24 and 48 hours of their application. Please note only applies providing we have necessary supporting information.

What loan terms are available?

Partner Buy In Buy Out Loans are available from 3 months to 5 years.

Are there any special considerations when applying for a loan?

All equity partners must be are in mutual agreement for the restructuring to take place. It's also important to consider who or what entity is liable for the loan – this can either be formed on a personal basis or the company could be liable for repayments.

Are there any limitations on the number of partners that can be bought in or out using the loan?

There are no restrictions on the number of partners to be bought in/out or amount of restructuring that takes place, but credit status still applies.

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