Loan Amounts and Funding Terms
Loan terms between 3 months and 5 years with fixed monthly payments
Loan amounts over £2,000
Are you looking to finance changes in partner make-up?
Are you looking to fund your organisational restructuring?
Are you operating in the UK medical and paper professions sectors, specifically Dentists, Pharmacists, Veterinarians, GPs, Opticians, Solicitors, Barristers, Accountants, Surveyors and Architects?
Have you been trading for more than 12 months?
Partner Buy In Loans
We are able to provide partner buy in/out funding for professionals within the medical and paper professions sectors, specifically Dentists, Pharmacists, Veterinarians, GPs, Opticians, Solicitors, Barristers, Accountants, Surveyors and Architects.
Partner buy in / out funding is a type of loan used to successfully fund the buying in or out of partners within a firm. With most businesses transforming and evolving in response to market trends, competition and the natural company life cycle, organisational structures are extremely likely to change.
In the case of partnerships, these transformations can be complex and require additional sources of funding to allow for partners to leave and new partners brought into the business.
RLA Capital give decisions on unsecured loans within 48 hours of application, with funding being released within 24 hours of all documents being signed by the client after a decision.
How to apply for a partner buy in loan?
Fill out our application form in less than 5 minutes
Your application will be allocated to your dedicated case manager
Your case manager will be in touch within 4 working hours
They will collect all required documents to process your application
You will receive a decision within 48 hours in most circumstances
You will receive your funds within 48 hours of acceptance in most circumstances
The Benefits of Partner Buy In Loans
Flexible Terms and Borrowing Amounts
With terms ranging from 3 months and 5 years, you are able to source partner buy in finance over terms to suit your needs.
As these loans are taken on an unsecured basis, borrowing amounts are not restricted to the amount of equity in an asset or property.
Instead, amounts are based on the value of the buy in, affordability assessments and your credit score.
Speed of Approvals
Partner buy in loan applications and approvals are relatively quick to process.
With no need for charges on assets or debentures, decisions are made based on you meeting the lenders eligibility criteria.
Many lenders will approve applications within 24 hours, provided that all the required documents are provided at the time of application.
Increased Spending Power
Partner buy in funding loans are a great source of funding which can enable you to;
- Increase cashflow and funds to successfully complete the buy in /out
- Increase company ownership/stake when buying out a partner
No Risk to Assets*
Loans on an unsecured basis do not use collateral as part of the credit agreement, meaning your assets are not at risk in the first instance. Instead the loan is approved on the basis of your financial health and credit rating.
*In most cases a personal guarantee is required to secure the finance to protect the lender in the event of a default. Luckily, there are a range of personal guarantee insurance products available for businesses using unsecured finance.
Many companies are constantly in a flux of change, with their internal workings and structure evolving over time. Partner buy in/out scenarios are likely to occur over the course of a company’s operation.
What is more unlikely however, is for people to have sufficient personal funds to finance these instances of change. A far from ideal situation of having a lack of funds to successfully finance organisational restructuring can have a negative impact on all parties involved.
With a wide range of versatile funding solutions available, we can help source the most suitable funding to meet your needs and allow your organisation to adapt and evolve in a timely manner.
View our full range of business finance facilities here
Frequently Asked Questions
Limited Company Loans
If you're a business owner looking to expand your company, you may be considering taking out a limited company loan. With various options available, it can be challenging to know which loan is right for your business.
In this article, we'll explore the different types of limited company loans and provide tips on how to choose the best one for your company's needs.
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Quick Business Loans | Can you get same day business finance?
Quick business loans can be an important source of capital for any small business.
Same day approvals and payouts depends on:
- Time of day you apply
- The lenders case load
- Whether you correctly submit all required documentation
- The lender does not request any additional information
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Cash Flow Injection for Small Businesses
All businesses need cash flow to succeed and if your cash flow is running low you will need to look for a cash flow injection.
Effective cash flow management can help you analyse how healthy your cash flow is and look for ways to improve it.
Click to read more