Disbursement Funding
Finance for solicitors


or call us on
01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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3 month to 5 year terms

Loan Amounts and Funding Terms


Loan Terms

Loan terms between 3 months and 5 years with fixed monthly payments


Loan Amounts

Loan amounts over £2,000

Eligibility Criteria


Borrowing Amounts

Are you looking for disbursement funding over £2,000?


Company Status

Are you a UK registered business?


Trading Time

Have you been trading for more than 12 months?

two female lawyers discussing disbursement funding eligibility

Disbursement Funding

Disbursement funding is a type of finance used primarily by solicitors and the legal industry to fund disbursement payments on behalf of their clients, for goods or services received or the outcome of legal proceedings.

Many solicitors use loans for disbursement payments as a source of extra cashflow within the company.

We assist companies and borrowers to increase their spending power by obtaining the best disbursement funding options, quickly and efficiently, whilst ensuring their company requirements are fully catered for.

two male lawyers discussing disbursement funding

How to apply for disbursement funding?


Quick Applications

Fill out our application form in less than 5 minutes


Dedicated Support

Your application will be allocated to your dedicated case manager


Quick Responses

Your case manager will be in touch within 4 working hours


Minimal Paperwork

They will collect all required documents to process your application


Quick Decisions

You will receive a decision within 48 hours in most circumstances


Fast Payouts

You will receive your funds within 48 hours of acceptance in most circumstances

The Benefits of Disbursement Funding


Flexible Terms and Borrowing Amounts

Disbursement funding is generally more flexible in terms of loan amounts and terms in comparison with other business loan types.

Borrowing amounts are restricted to the value of your disbursement ledger, as well as your financial health and credit rating.

All proposals are subject to full underwriting & acceptance.


Speed of Approvals

Disbursement funding applications and approvals are relatively quick to process.

With no need for charges on assets or debentures, decisions are made based on your meeting the lenders eligibility criteria.

Many lenders will approve applications within 24 hours, provided that all the required documents are provided at the time of application.


Reduced Paperwork

As you are not using security or collateral when making the application there is less paperwork that needs to be completed.

In order to apply you only need an up to date disbursement ledger, latest 3 months bank statements and last filed accounts, along with proof of identity.


No Risk to Assets*

Loans on an unsecured basis do not use collateral as part of the credit agreement, meaning your assets are not at risk in the first instance. Instead the loan is approved on the basis of your disbursement ledger, financial health and credit rating.

*In most cases a personal guarantee is required to secure the finance to protect the lender in the event of a default. Luckily, there are a range of personal guarantee insurance products available for businesses using unsecured finance.

Disbursement payments can be a drain on a company’s cashflow and many organisations are seeking to cover make payments made behalf of their clients with fast and flexible finance options.

Lack of company funds may impact on new equipment purchases, expansion, investment or paying salaries. Taking advantage of our wide range of versatile disbursement funding solutions can help minimise the impact on your organisation.

Whether the payments are for goods or services received or the outcome of legal proceedings, a business loan can minimise the impact on your organisation’s financial health. RLA Capital can offer specially tailored facilities for disbursement funding loans designed to help your company manage its cash flow more efficiently.

View our full range of business finance facilities here

Frequently Asked Questions

What do I need to provide in order to arrange this facility?

Up to date disbursement ledger, along with your last 3 months bank statements and last filed accounts.

What loan term can I have for disbursement funding?

We offer loan terms ranging from 3 months to 5 years. However, the average disbursement loan term length is 3 years.

How long do funds take to be released if accepted my application is accepted by the lender?

This varies depending on the lender, however funds are normally released within 24 hours of acceptance.

Can I finance 100% of my disbursements?

Potentially yes you can, however this is dependent on company status and affordability criteria. Please contact us for further information.

Are PG’s (personal guarantees) required?

Most of the time yes, as this is an unsecured loan.

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