Fee Block Acquisition Loans
Finance for accountants


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01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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3 month to 5 year terms

Loan Amounts and Funding Terms


Loan Terms

Loan terms between 3 months and 5 years with fixed monthly payments


Loan Amounts

Loan amounts over £2,000

Eligibility Criteria


Borrowing Amounts

Are you looking for fee block acquisition funding over £2,000?


Company Status

Are you a UK registered business?


Trading Time

Have you been trading for more than 12 months?

happy accountant purchasing fee block

Fee Block Acquisition Funding

A Fee Block Acquisition loan is a type of finance facility aimed at accountants who wish to increase their client base. When purchasing a block of fees, or clients, an accountancy firm can instantly increase the number of clients on their books, which in turn increases profits.

Many accountants who are looking to expand, improve growth or increase their reach take advantage of fee block acquisition loans to purchase fee blocks without impacting on current cash reserves.

A far from ideal scenario is an accountant successfully identifying fee blocks that suit their business model, but a lack of funding or cash reserves blocks the purchase. It is for this reason the use of acquisition loans can play a vital role by allowing the accountancy firm to complete the purchase.

female accountant checking fee block documents

How to apply for A fee block acquisition loan?


Quick Applications

Fill out our application form in less than 5 minutes


Dedicated Support

Your application will be allocated to your dedicated case manager


Quick Responses

Your case manager will be in touch within 4 working hours


Minimal Paperwork

They will collect all required documents to process your application


Quick Decisions

You will receive a decision within 48 hours in most circumstances


Fast Payouts

You will receive your funds within 48 hours of acceptance in most circumstances

The Benefits of Fee Block Acquisition Loans


Flexible Terms and Borrowing Amounts

Fee block acquisition funding is generally more flexible in terms of loan amounts and terms in comparison with other business loan types.

Borrowing amounts are restricted to the value of your fee block acquisition, as well as your financial health and credit rating.

All proposals are subject to full underwriting & acceptance.


Speed of Approvals

Fee block acquisition funding applications and approvals are relatively quick to process.

With no need for charges on assets or debentures, decisions are made based on you meeting the lenders eligibility criteria.

Many lenders will approve applications within 24 hours, provided that all the required documents are provided at the time of application.


Reduced Paperwork

As you are not using security or collateral when making the application there is less paperwork that needs to be completed.

In order to apply you only need to supply information detailing the agreed terms of the fees, latest 3 months bank statements and last filed accounts, along with proof of identity.


No Risk to Assets*

Loans on an unsecured basis do not use collateral as part of the credit agreement, meaning your assets are not at risk in the first instance. Instead the loan is approved on the basis of the value of the fees being purchased, financial health and credit rating.

*In most cases a personal guarantee is required to secure the finance to protect the lender in the event of a default. Luckily, there are a range of personal guarantee insurance products available for businesses using unsecured finance.

The advantages of buying a block of accountancy fees are key. In addition to instant business growth there is the potential to extend your client reach, whether geographically, demographically, or for a type of service.

Fee block acquisition loans can enable your company to;

  • Increase its client base without impacting on current cash reserves
  • Increase spending power to allow the purchase of higher quality fee blocks
  • Benefit from fixed monthly payments over loan terms to suit the company’s spending thresholds

RLA Capital can offer specially tailored facilities for fee block loans designed to help your company manage its cash flow more effectively.

View our full range of business finance facilities here

Frequently Asked Questions

What do I need to apply for fee block acquisition finance?

Information detailing the agreed terms between you and the business you are purchasing the fees from.

What loan term can I have for fee block acquisition funding?

We offer loan terms ranging from 3 months to 5 years.

How long does it take to put in place?

This varies depending on the loan application details, however the usual timescale is from 24 hours to a week depending on how complex and what level of funding is required.

Is security or a debenture against the business or personal assets required?

No, this is an unsecured loan.

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