Business Loans and Funding Solutions
RLA Capital assist a wide range of businesses with traditional and bespoke professions finance facilities to suit their requirements and circumstances.
Acquisition and deposit funding is a type of business loan used to purchase a business, which can enable an existing company to expand, take on new capabilities and increase potential growth.
We can assist with sourcing suitable finance solutions for your company with access to a wide range of business fund solutions.
Asset finance is a type of business loan used to purchase new assets, such as plant equipment or to refinance existing company assets.
Asset finance is one of the best ways for a company to grow and purchase assets without it effecting its general cashflow.
Bridging finance literally means ‘to bridge the gap’, this can be taken in a number of ways; to bridge the gap before entering into a long term mortgage, or to bridge the gap between contracts where cashflow will be an issue. The main reasons a bridging loan is taken is for quick completion of a property purchase, to raise capital for cashflow or to help repay adverse debt.
Case Acquisition finance is a type of business loan used to acquire cases or fees to expand a company's client base, which in turn can increase turnover and allow for growth and expansion. We assist companies and borrowers to increase their spending power by obtaining the best business funding option.
Commercial mortgages are a type of loan used to purchase commercial property, which can allow for growth and expansion. Commercial mortgages can benefit organisations by sourcing finance secured on commercial property to cover shortfalls in funding, to improve efficiency or increase investment.
Corporation tax loans are a type of business loan used to pay corporation tax bills and reduce the impact of costly late payment fines. Using a finance facility can spread the cost of a tax bill and improve company cash flow, which in turn can allow for increased competitiveness, growth and expansion.
Debtor finance is a type of business loan used to improve the financial health of a company by using its accounts receivable as collateral. Many companies who are currently experiencing low working capital reserves use debtor loans and finance solutions to fund slow-paying or outstanding invoices, with the aim of improving cash flow and gain access to readily available funds for day to day operation.
Development Finance is exactly what it says on the tin. This is where a lender provides finance in staged payments to help not only with the acquisition of a site, but also for the build costs to complete the scheme.
Disbursement Funding is a type of business loan used primarily by solicitors and the legal industry to fund disbursement payments on behalf of their clients, for goods or services received or the outcome of legal proceedings. Many solicitors use loans for disbursement payments as a source of extra cashflow within the company.
Advantages to buying a block of accountancy fees are key. In addition to instant business growth there’s the potential to extend your client reach, whether geographically, demographically, or for a type of service. The use of this type of business funding can help your organisation to increase revenue through an increased client base.
Income tax loans are a type of business loan used to pay income tax bills and reduce the impact of penalties due to late or non-payment of HMRC tax bills. Spreading the cost of a tax bill by using a tax loan or funding facility can improve company cash flow, which in turn allows for increased growth, expansion and competitiveness.
Invoice finance loans are a type of business loan used to increase cashflow within an organisation. A business needs to maintain adequate cash flow, which will maintain its financial health to ensure operations flow smoothly. Waiting on unpaid invoices can affect a company’s ability to cover its costs. These include paying suppliers, employees as well as general business overheads and other pay to day running costs.
Partner Buy In
Buy Out Funding
Many companies are constantly in a flux of change, with their internal workings and structure evolving over time. Partner buy in/out scenarios are likely to occur over the course of a company’s operation.
Partner Buy In/Buy out Funding can assist organisations to fund these changes in organisational structure.
Refurbishment loans can be a vital option for businesses to allow them to increase spending on new or current projects. The impact of late completion, delays and spending cuts can have a drastic effect on a business’s reputation and customer satisfaction. The use of funding facilities to complete refurbishments can allow businesses to complete projects within the specified timescales or to simply invest in other areas of the business.
VAT loans are a type of business loan used to pay VAT bills and reduce the impact of costly late payment fines. Using a finance facility can spread the cost of a VAT bill and improve company cash flow, which in turn can allow for increased competitiveness, growth and expansion. A fixed monthly repayment VAT loan can allow you to utilise your cash flow more effectively by spreading the cost of your VAT bill.
Working Capital and
Cash Flow Finance
Revenue growth is good news for any business, but to improve efficiency is going to take investment and that requires cash flow.
Many firms are taking longer to free up cash from things such as inventory and unpaid invoices. Using our flexible and tailored working capital and cashflow finance options can give your business a vital cashflow injection and increase your spending power.