Business Loans for UK Professions and SMEs

Business Loans with fixed monthly payments
Finance to meet your needs
Quick and simple to arrange
Secured or unsecured
Borrow from £2,000
No maximum amounts
Decisions in 24-48 hours
Over 250 credit lines


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Business Loans and Funding Solutions

RLA Capital assist a wide range of businesses with traditional and bespoke professions finance facilities to suit their requirements and circumstances.


Acquisition and
Deposit Funding

Acquisition and deposit funding is a type of business loan used to purchase a business, which can enable an existing company to expand, take on new capabilities and increase potential growth.
We can assist with sourcing suitable finance solutions for your company with access to a wide range of business fund solutions.

Asset
Finance

Asset finance is a type of business loan used to purchase new assets, such as plant equipment or to refinance existing company assets.
Asset finance is one of the best ways for a company to grow and purchase assets without it effecting its general cashflow.

Bridging
Finance

Bridging finance literally means ‘to bridge the gap’, this can be taken in a number of ways; to bridge the gap before entering into a long term mortgage, or to bridge the gap between contracts where cashflow will be an issue. The main reasons a bridging loan is taken is for quick completion of a property purchase, to raise capital for cashflow or to help repay adverse debt.

Case Acquisition
Funding

Case Acquisition finance is a type of business loan used to acquire cases or fees to expand a company's client base, which in turn can increase turnover and allow for growth and expansion. We assist companies and borrowers to increase their spending power by obtaining the best business funding option.

Commercial
Mortgages

Commercial mortgages are a type of loan used to purchase commercial property, which can allow for growth and expansion. Commercial mortgages can benefit organisations by sourcing finance secured on commercial property to cover shortfalls in funding, to improve efficiency or increase investment.

Corporation Tax
Loans

Corporation tax loans are a type of business loan used to pay corporation tax bills and reduce the impact of costly late payment fines. Using a finance facility can spread the cost of a tax bill and improve company cash flow, which in turn can allow for increased competitiveness, growth and expansion.

Debtors Funding
Loans

Debtor finance is a type of business loan used to improve the financial health of a company by using its accounts receivable as collateral. Many companies who are currently experiencing low working capital reserves use debtor loans and finance solutions to fund slow-paying or outstanding invoices, with the aim of improving cash flow and gain access to readily available funds for day to day operation.

Development
Finance

Development Finance is exactly what it says on the tin. This is where a lender provides finance in staged payments to help not only with the acquisition of a site, but also for the build costs to complete the scheme.

Disbursement
Funding

Disbursement Funding is a type of business loan used primarily by solicitors and the legal industry to fund disbursement payments on behalf of their clients, for goods or services received or the outcome of legal proceedings. Many solicitors use loans for disbursement payments as a source of extra cashflow within the company.

Fee Block
Acquisition Funding

Advantages to buying a block of accountancy fees are key. In addition to instant business growth there’s the potential to extend your client reach, whether geographically, demographically, or for a type of service. The use of this type of business funding can help your organisation to increase revenue through an increased client base.

Income Tax
Loans

Income tax loans are a type of business loan used to pay income tax bills and reduce the impact of penalties due to late or non-payment of HMRC tax bills. Spreading the cost of a tax bill by using a tax loan or funding facility can improve company cash flow, which in turn allows for increased growth, expansion and competitiveness.

Invoice
Finance

Invoice finance loans are a type of business loan used to increase cashflow within an organisation. A business needs to maintain adequate cash flow, which will maintain its financial health to ensure operations flow smoothly. Waiting on unpaid invoices can affect a company’s ability to cover its costs. These include paying suppliers, employees as well as general business overheads and other pay to day running costs.

Partner Buy In
Buy Out Funding

Many companies are constantly in a flux of change, with their internal workings and structure evolving over time. Partner buy in/out scenarios are likely to occur over the course of a company’s operation.
Partner Buy In/Buy out Funding can assist organisations to fund these changes in organisational structure.

Refurbishment
Loans

Refurbishment loans can be a vital option for businesses to allow them to increase spending on new or current projects. The impact of late completion, delays and spending cuts can have a drastic effect on a business’s reputation and customer satisfaction. The use of funding facilities to complete refurbishments can allow businesses to complete projects within the specified timescales or to simply invest in other areas of the business.

VAT Funding
Loans

VAT loans are a type of business loan used to pay VAT bills and reduce the impact of costly late payment fines. Using a finance facility can spread the cost of a VAT bill and improve company cash flow, which in turn can allow for increased competitiveness, growth and expansion. A fixed monthly repayment VAT loan can allow you to utilise your cash flow more effectively by spreading the cost of your VAT bill.

Working Capital and
Cash Flow Finance

Revenue growth is good news for any business, but to improve efficiency is going to take investment and that requires cash flow.
Many firms are taking longer to free up cash from things such as inventory and unpaid invoices. Using our flexible and tailored working capital and cashflow finance options can give your business a vital cashflow injection and increase your spending power.

versatile business loans and funding solutions

Versatile funding

solutions to suit your needs
Quick processing of business loan applications

Quick processing

of applications
Multiple funding lines for suitable business loans

Multiple funding lines

with over 250 credit lines
Over 40 years experience in sourcing business loans

Over 40 years experience

in securing commercial finance

There are several advantages to using a finance broker

  • Finance brokers carry out all the leg work, saving you time
  • They have the skill and experience to select suitable lenders
  • A broker can identify the best deal for your requirments
  • They can advise you on the best types of facilities

We have quick and efficient systems in place to ensure smooth running of finance requests, regarding factors such as; paperwork, assessing appropriate lenders, clear communication channels between all parties involved and ensuring all client requirements are met.


Business Loans for Personal Income Tax and Corporation Tax Bills

  • Avoid the potentially costly HMRC penalties for late payment
  • Increase cash flow to allow for spending and investment in other areas
  • Spreading the cost with fixed monthly payments
  • Utilise your cash flow more effectively whilst avoiding costly penalties

Reduce the impact of penalties due to late or non-payment of HMRC tax bills.

Spreading the cost of a tax bill by using a tax loan or funding facility can improve company cash flow, which in turn allows for increased growth, expansion and competitiveness.


VAT Bill Loans and Finance Facilities

  • Avoid the potentially costly penalties of late payment on your VAT bills
  • Fixed monthly repayment loans to utilise your cash flow more effectively
  • Fixed terms to allow you to spread the cost of your VAT bill

With HMRC imposing a fine of up to 15% of your bill for late or non-payment of VAT bills, the use of a VAT loan can reduce the impact and increase your spending power.

Avoid the potentially costly penalties of late payment on your VAT bills, a fixed monthly repayment loan can allow you to utilise your cash flow more effectively whilst avoiding costly penalties.


The Benefits of Commercial Finance

  • Increased cashflow
  • Increased spending power
  • Spread the cost of overheads and purchases
  • Stay ahead of your competitors
  • Increase tax efficiency
  • Parallel lending

Reduce costs with a business loan
Reduce Costs and increase your spending power with flexible business funding
fixed monthly payment business loans
Fixed monthly repayments allow you to utilise your cash flow more effectively
quick cash with approval within 48 hours
Decisions in as little as 48 hours with our efficient business loan application process
Expert guidance - over 40 years experience
Expert Guidance when sourcing your finance - we take care of everything from start to finish

Business Loan and Funding Terms between 3 months and 5 years with fixed monthly payments.

Loan amounts starting at £2,000 with decisions in as little as 48 hours.

With a wide range of versatile professions funding solutions available, we can help source the most suitable professions finance facility to meet your needs.

What We Do

RLA Capital assists a wide range of businesses with traditional and bespoke professions finance facilities and business loians to suit their requirements and circumstances.

With over 250 funding lines

from High Street Banks to Alternative Finance Lenders, RLA Capital professions and corporate finance specialists manage your exposure so that we always have a route to finance for your business. We understand that obtaining business finance can be a long and painful process. In response to this we have developed quick and efficient systems to help your business gain the most effective and fit for purpose loans.

Once we receive your enquiry, you will be contacted within 4 working hours to discuss your lending requirements.

If your business is looking for commercial funding

, secured or unsecured for any purpose, there are a number of options available to you, which are tailored to your individual requirements.

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