Acquisition and Deposit Loans
Funding your next acquisition


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01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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3 month to 5 year terms

Loan Amounts and Funding Terms


Loan Terms

Loan terms between 3 months and 5 years with fixed monthly payments


Loan Amounts

Loan amounts over £2,000, both secured or unsecured

Eligibility Criteria


Borrowing Amounts

Are you looking for an unsecured business loan over £2,000?


Company Status

UK registered business operating in the medical and paper professions sectors, specifically Dentists, Pharmacists, Veterinarians, GPs, Opticians, Solicitors, Barristers, Accountants, Surveyors and Architects?


Trading Time

Have you been trading for more than 12 months or do you have experience operating in the industry?

Doctor looking at viewer thinking about acquisition and deposit funding eligibility

Acquisition and Deposit Funding

This a type of business finance is used to purchase a business, which can enable an existing company to expand, take on new capabilities and increase potential growth.

We are able to provide loans for the acquisition of business in the medical and paper professions sectors, specifically Dentists, Pharmacists, Veterinarians, GPs, Opticians, Solicitors, Barristers, Accountants, Surveyors and Architects. We can also provide loans to part fund a practice acquisition. These funds can be used towards deposits to run alongside conventional bank funding.

Many organisations seek additional funding to assist with a purchase, due to the speed of acquiring the finance as opposed to using any existing cashflow within the business, which may already be allocated for other purposes such as day to day running costs.

Acquisitions and mergers can be long and complex undertakings, with a larger number of factors and variables in play. Funding such endeavours can be a daunting task without expert advice regarding funding options, payment structure, length of term and the best course of action in sourcing finance.

chef asset finance applications

How to apply for a business acquisition loan?


Quick Applications

Fill out our application form in less than 5 minutes


Dedicated Support

Your application will be allocated to your dedicated case manager


Quick Responses

Your case manager will be in touch within 4 working hours


Minimal Paperwork

They will collect all required documents to process your application


Quick Decisions

You will receive a decision within 48 hours in most circumstances


Fast Payouts

You will receive your funds within 48 hours of acceptance in most circumstances

The Benefits of Acquisition and Deposit Funding


Flexible Terms and Borrowing Amounts

Acquisition and deposit funding is available over flexible terms ranging from 3 months to 5 years.

As they are taken on an unsecured basis, borrowing amounts are not restricted to the amount of equity in an asset or property.

Instead they are dependent on the company value, purchase price and company strength. The stronger a company, the higher the potential borrowing amounts.


Increased Spending Power

Acquisition loans are tailored to enable investors and companies to increase their spending power.

With access to additional funding, you can complete your business acquisitions, while reducing the impact on current cash reserves.

Many lenders will approve applications within 24 hours, provided that all the required documents are provided at the time of application.


Supplement Existing Loan Agreements

We may be able to assist by way of offering a deposit loan that can work alongside a larger bank loan facility when making a purchase.

For example, if a bank will only provide funding for 70% of the purchase and you only have 20% of the deposit required, then we assist in arranging a finance facility to fund the remaining 10% to enable you to complete the transaction.


Promote Growth and Competitiveness

Acquiring new businesses either to expand your own, or to move into new markets can promote growth and competitiveness.

Increasing capacity and income streams is a win-win situation for most businesses, and being able take on new capabilities and increasing output is the main focus of many business owners.

By leveraging the power of acquiring other businesses and implementing a smart deposit funding strategy, you can propel your business forward and secure long-term success.

The benefits of acquiring other businesses can fuel your business's growth by fuelling expansion and innovation. With the right acquisition strategy, you can gain access to new markets, technologies, and talents that can help your business stay ahead of the competition.

In addition, deposit funding offers an alternative financing solution that can help you maintain financial stability while taking advantage of other sources of finance that may require a deposit that is greater than your readily available cash flow. Allowing you to leverage the funds to invest in new ventures and expand your business.

RLA Capital Limited can also offer further assistance in funding for setup including; legal costs, refurbishments, capital purchases and cash flow.

View our full range of business finance facilities here

Frequently Asked Questions

How long does it take before I get decision on my acquisition loan?

You will usually receive a decision in as little as 24 hours, providing all required documents and supporting information are available.

What acquisition loan terms are available?

Acquisition Loans and Deposit Loan terms are available from 3 months to 5 years.

What level of acquisition funding is available?

The amount you can borrow depends on company status, the value of the business you are purchasing and affordability criteria. Each case has its own merits and is assessed on a case by case basis. Please contact us for further information.

Are there any restrictions on the type of business that can be purchased or its location when using an acquisition loan?

We are only able to provide finance to UK residents and companies based in the United Kingdom.

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When using unsecured finance, lenders look at your personal credit rating, business bank accounts and business financial reports.

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Medical Practice Loans | A guide to medical practice finance

Medical practice funding can be highly beneficial to a variety of practices for several reasons. Many practice owners are taking advantage of additional funding to:

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  • Purchase new equipment
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  • Pay NHS dental clawbacks

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