Acquisition and Deposit Loans
Funding your next acquisition



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or call us on
01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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3 month to 5 year terms


Acquisition and deposit funding


This a type of business finance or loan used to purchase a business, which can enable an existing company to expand, take on new capabilities and increase potential growth.

We are able to provide loans for the acquisition of business in the medical and paper professions sectors, specifically Dentists, Pharmacists, Veterinarians, GPs, Opticians, Solicitors, Barristers, Accountants, Surveyors and Architects. We can also provide loans to part fund a practice acquisition. These funds can be used towards deposits to run alongside conventional bank funding.

Many organisations seek additional funding to assist with a purchase, due to the speed of acquiring the finance as opposed to using any existing cashflow within the business, which may already be allocated for other purposes such as day to day running costs.

Acquisitions and mergers can be long and complex undertakings, with a larger number of factors and variables in play. Funding such endeavours can be a daunting task without expert advice regarding funding options, payment structure, length of term and the best course of action in sourcing finance.

How to apply for an acquisition loan?



  1. Fill out our application form in less than 5 minutes
  2. Your application will be allocated to your dedicated case manager
  3. Your case manager will be in touch within 4 working hours
  4. They will collect all required documents to process your application
  5. You will receive a decision within 48 hours in most circumstances
  6. You will receive your funds within 48 hours of acceptance in most circumstances

Frequently Asked Questions

How long does it take before I get decision on my acquisition loan?

You will usually receive a decision in as little as 24 hours, providing all required documents and supporting information are available.

What acquisition loan terms are available?

Acquisition Loans and Deposit Loan terms are available from 3 months to 5 years.

What level of acquisition funding is available?

The amount you can borrow depends on company status, the value of the business you are purchasing and affordability criteria. Each case has its own merits and is assessed on a case by case basis. Please contact us for further information.

Are there any restrictions on the type of business that can be purchased or its location when using an acquisition loan?

We are only able to provide finance to UK residents and companies based in the United Kingdom.

The Benefits of Acquisition and Deposit Funding Finance Options

We assist investors and borrowers to increase their spending power by obtaining the best funding options and facilities, quickly and efficiently, whilst ensuring your company requirements are fully catered for.

Deposit Funding

In addition to your acquisition loan, we may also be able to assist by way of offering a deposit loan that can work alongside a larger bank loan facility when making a purchase.

For example, if a bank will only provide funding for 70% of the purchase and you only have 20% of the deposit required, then we assist in arranging a finance facility to fund the remaining 10% to enable you to complete the transaction.

RLA Capital Limited could further assist in funding for setup including legal costs, refurbishments, capital purchases and cash flow.

RLA Capital have over 40 years of experience in providing specialist acquisition and deposit funding finance facilities.   This coupled with our outstanding customer services levels and extensive funder panel leaves us best placed to benefit your business in this area. Please do not hesitate to contact a member of our dedicated team to discuss further.