Asset Finance
Finance New Assets
Refinance Existing Assets


or call us on
01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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3 month to 5 year terms

Asset Finance

Asset Finance allows your company to purchase new assets such as plant equipment or to refinance existing company assets. Asset finance is one of the best ways for a company to grow and purchase assets without it affecting its general cashflow, it gives the company the ability to gain assets, which increases turnover and allow the asset to pay for itself and increase profits.

Many organisations seek additional funding to assist with a purchase, due to the speed of acquiring the finance as opposed to using any existing cashflow within the business, which may already be allocated for other purposes such as day to day running costs.

There are different types of asset finance available, including;

How to apply for asset finance?

  1. Fill out our application form in less than 5 minutes
  2. Your application will be allocated to your dedicated case manager
  3. Your case manager will be in touch within 4 working hours
  4. They will collect all required documents to process your application
  5. You will receive a decision within 48 hours in most circumstances
  6. You will receive your funds within 48 hours of acceptance in most circumstances

Frequently Asked Questions

What types of asset finance facilities are available?

HP, Finance Lease & Operating Lease.

Can I use asset finance for second hand goods?

Yes, but you need to be careful you’re paying the correct price for the goods and they’re being acquired by a bonafide supplier.

How long can funds be spread over?

Terms are available from 3 months to 5 years, for some assets up to 7 years can be available

Can I finance goods after I have bought and paid for them?

Yes, up to 3 months after you can be reimbursed. We can also provide a refinance for goods bought and paid for after 3 months.

The Benefits of Asset Finance

We assist companies and borrowers to increase their spending power by obtaining the best Asset Finance options and facilities, quickly and efficiently, whilst ensuring your company requirements are fully catered for.

The ability to invest in new assets can promote business growth and give your company the competitive edge. Asset finance can also offer the benefit of gaining additional credit lines, which stops the company becoming over exposed to just one lender and the ability to keep funders keen to offer facilities. Asset Finance can also be tax deductible and can be offset against the companies’ profits to lower its tax bill.

RLA Capital have over 40 years of experience in providing specialist asset finance facilities. This coupled with our outstanding customer services levels and extensive funder panel leaves us best placed to benefit your business in this area. Please do not hesitate to contact a member of our dedicated team to discuss further.