Asset Finance
Asset Funding
for UK businesses


or call us on
01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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3 month to 5 year terms

Loan Amounts and Funding Terms


Loan Terms

Loan terms between 3 months and 5 years with fixed monthly payments


Loan Amounts

Loan amounts over £2,000

Eligibility Criteria


Borrowing Amounts

Are you looking for asset finance over £2,000?


Company Status

Are you a UK registered business?


Loan Purpose

Are you looking to purchase new assets or refinance existing ones?

plant asset - robotic factory arm

Asset Finance

Asset Finance allows your company to purchase new assets such as plant equipment or to refinance existing company assets. Asset finance is one of the best ways for a company to grow and purchase assets without it affecting its general cashflow, it gives the company the ability to gain assets, which increases turnover and allow the asset to pay for itself and increase profits.

Many organisations seek additional funding to assist with a purchase, due to the speed of acquiring the finance as opposed to using any existing cashflow within the business, which may already be allocated for other purposes such as day to day running costs.

There are different types of asset finance available, including;

  • Asset Refinance
  • HP
  • Lease Finance
  • Operating Lease

angle grinder and sparks company assets

How to apply for asset finance?


Quick Applications

Fill out our application form in less than 5 minutes


Dedicated Support

Your application will be allocated to your dedicated case manager


Quick Responses

Your case manager will be in touch within 4 working hours


Minimal Paperwork

They will collect all required documents to process your application


Quick Decisions

You will receive a decision within 48 hours in most circumstances


Fast Payouts

You will receive your funds within 48 hours of acceptance in most circumstances

The Benefits of Asset Finance


Flexible Terms and Borrowing Amounts

Asset finance is available over flexible terms ranging from 3 months to 5 years.

Borrowing amounts are restricted to the market value of the asset being purchased or refinanced, with many lenders offering 100% of the assets value.

Spreading the cost of new assets or releasing cash from existing ones and being able to repay with fixed monthly repayments can make it easier to manage your monthly commitments.


Increased Spending Power

The ability to invest in new assets can promote business growth and give your company the competitive edge.

Asset finance can also offer the benefit of gaining additional credit lines, which stops the company becoming over exposed to just one lender and the ability to keep funders keen to offer facilities.

Asset Finance can also be tax deductible and can be offset against the companies’ profits to lower its tax bill.


Investment back into your business

Using finance to assist with an asset purchase can take the strain from company cash flow by spreading the cost of the assets into fixed monthly payments.

Being able to actively invest back into your business without impacting on current cash reserves can improve your company's output and efficiency, saving you money in the long run.


Promote Growth and Competitiveness

Acquiring new businesses assets or releasing cash tied up in existing ones can promote growth and competitiveness.

Increasing capacity, being able take on new capabilities, increasing efficiency and increasing output through the purchase of new assets can be highly beneficial.

If you're a business owner looking to maximise your capital and optimise your cash flow, asset finance could be the solution you've been searching for. There are a range of benefits when using asset finance for both new and existing assets such as enhancing your company's financial health.

Asset finance can be used to purchase a range of assets including machinery, vehicles, or equipment and provides a flexible and cost-effective means of obtaining these essential resources.

By leveraging the value of your assets, you can access the funds you need without depleting your cash reserves, improve cash flow, reduce upfront costs and give you the ability to obtain the latest equipment or technology.

View our full range of business finance facilities here

Frequently Asked Questions

What types of asset finance facilities are available?

HP, Finance Lease & Operating Lease.

Can I use asset finance for second hand goods?

Yes, but you need to be careful you’re paying the correct price for the goods and they’re being acquired by a bonafide supplier.

How long can funds be spread over?

Terms are available from 3 months to 5 years, for some assets up to 7 years can be available

Can I finance goods after I have bought and paid for them?

Yes, up to 3 months after you can be reimbursed. We can also provide a refinance for goods bought and paid for after 3 months.

Related Resources

Asset Depreciation

What is Asset Depreciation?

What is Asset Depreciation and how is it calculated? Most assets will lose value over time, this is known as depreciation.

Depreciation is caused by age and wear and tear and can be calcualated in a number of ways.

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Asset Finance

What is Asset Finance?

Lease Rental or Hire Purchase agreements are types of asset finance, which companies can use to buy brand new assets or refinance existing assets. Asset finance can be used for almost all tangible assets.

It is a vital tool for many organisations as it enables them to purchase equipment or release equity from existing assets already owned.

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short term business loans

What are short term business loans

A short term business loan is a type of financing that has a repayment period of less than one year.

These loans are often used by businesses who need funds to cover gaps in cash flow or unexpected expenses.

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