Secured Business Loans

A secured business loan differs from other type of business loans as it is secured against assets, which are used as collateral against the amount borrowed. With such a wide range of loans available, the use of secured finance can be a good option for companies looking to increase spending power.

For companies seeking loans for poor credit, secured lending can be a viable option as assets are used as collateral to secure the finance.

In addition, the maximum borrowing amounts can increase as opposed to unsecured lending.

Secured Loans and Funding Amounts

Loan Amount and Funding Term

Loan terms between 3 months and 5 years with fixed monthly payments.

Loan amounts for secured borrowing between £2,000 to £10 Million

Secured Loans and Funding eligibility


  • Looking for fast and flexible finance options?
  • Are you looking to offset low annual profits?
  • Are you looking to secure loans on personal and/or commercial property?
  • Do you have equity in property or land?
  • Seeking a business loan/facility over £2,000?
  • Are you a UK registered Sole Trader, Partnership, Limited Company or LLP?
apply Secured Loans and Funding


Quick and simple to arrange loans, we will contact you within 4 workings hours of your enquiry.

Apply now for a Secured loan with decisions in as little as 24 hours.

secured loans funding

The Benefits of Secured Loans and Finance

Businesses can benefit from sourcing finance secured on personal and commercial property to offset low annual profits. Many organisations take advantage of finance and loans to allow them to cover shortfalls in funding, to improve efficiency or increase investment.

Many firms are taking longer to free up cash from things such as inventory and unpaid invoices, which in turn can impact on revenue. With a wide range of versatile funding solutions available, we can help source the most suitable funding to meet your needs.

With a wide range of versatile funding solutions available, we can help source the most suitable funding to meet your needs and allow your organisation to adapt and evolve in a timely manner.

There are many benefits associated with the use of secured loans, including

RLA Capital can offer specially tailored secured loans designed to help your company manage its cash flow more effectively.

Frequently Asked Questions

How long does it take before I get decision on secured loan?

Decisions are made within 24 hours of us receiving your application providing we have the necessary supporting information.

What loan terms are available?

Secured loans are available from 3 months up to 25 years, but the actual term depends on several variables. Please contact us for further information.

What can I use to secure the loan on?

Usually a charge on residential or commercial property is required, but in some cases we can use tangible assets provided you have title of the goods, they are based in the UK and are identifiable.

How long does it take to receive the funds once the application is accepted?

It depends on the case and usually all cases are different. Secured funding is typically completed between 2 and 4 weeks, but this depends on surveyors and legals.

Who decides the value of the assets used to secure the loan?

Depending on the asset being used as security a formal survey will need to be carried out and a valuation report completed. If the security is based on tangible goods, an independent valuation is usually required.

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