Income Tax Loans
Quick Tax Loans within 48 hours


or call us on
01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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3 month to 1 year terms

Loan Amounts and Funding Terms


Loan Terms

Loan terms between 3 months and 1 year with fixed monthly payments


Loan Amounts

Loan amounts over £2,000

Eligibility Criteria


Loan Purpose

Are you looking to fund a HMRC tax bill over £2,000?


Company Status

Are you a UK registered business?


Trading Time

Have you been trading for more than 12 months?

woman online applying for income tax loan on laptop

Income Tax Loans

An income tax loan is a type of business loan used to pay income tax bills and reduce the impact of penalties due to late or non-payment of HMRC tax bills.

Spreading the cost of a tax bill by using a tax loan or funding facility can improve company cash flow, which in turn allows for increased growth, expansion and competitiveness.

We assist companies and borrowers with online applications to increase their spending power by obtaining the best funding options and facilities, quickly and efficiently, whilst ensuring your company requirements are fully catered for.

Obtaining income tax funding has never been easier with simple online applications and funds within 48 hours.

happy person celebrating tax loan approval

How to apply for an income tax loan?


Quick Applications

Fill out our application form in less than 5 minutes


Dedicated Support

Your application will be allocated to your dedicated case manager


Quick Responses

Your case manager will be in touch within 4 working hours


Minimal Paperwork

They will collect all required documents to process your application


Quick Decisions

You will receive a decision within 48 hours in most circumstances


Fast Payouts

You will receive your funds within 48 hours of acceptance in most circumstances

The Benefits of Income Tax Loans


Flexible Terms and Borrowing Amounts

Income tax loans are available over 3 months to 1 year terms.

Borrowing amounts are restricted to the value of your HMRC tax bill, as well as your financial health and credit rating.

All proposals are subject to full underwriting & acceptance.


Speed of Approvals

Income Tax Loans applications and approvals are relatively quick to process.

With no need for charges on assets or debentures, decisions are made based on you meeting the lenders eligibility criteria.

Many lenders will approve applications within 24 hours, provided that all the required documents are provided at the time of application.


Reduced Paperwork

As you are not using security or collateral when making the application there is less paperwork that needs to be completed.

In order to apply you only need to supply your HMRC tax bill, latest 3 months bank statements and last filed accounts (for limited companies), along with proof of identity.


No Risk to Assets*

Loans on an unsecured basis do not use collateral as part of the credit agreement, meaning your assets are not at risk in the first instance. Instead the loan is approved on the basis of the value of the fees being purchased, financial health and credit rating.

*In most cases a personal guarantee is required to secure the finance to protect the lender in the event of a default. Luckily, there are a range of personal guarantee insurance products available for businesses using unsecured finance.

As a versatile funding solution, income tax loans are a short term loan designed to allow you to pay your tax liabilities without negatively impacting on your current cash flow.

Income tax loans can enable your company to;

  • Avoid the potentially costly HMRC penalties for late payment
  • Increase spending and investment in other areas due to improved cashflow
  • Benefit from fixed monthly payments allowing you to spread the cost of you bill

RLA Capital can offer specially tailored facilities for income tax loans designed to help your company manage its cash flow more effectively.

View our full range of business finance facilities here

Frequently Asked Questions

How long does it take before I get decision on my Tax loan?

As little as 24 hours in most cases.

Who can get finance for income tax bills?

Sole traders, partnerships & members of an limited liability partnership.

Can I finance my tax bill after I’ve paid it?

Yes, you can finance your tax bill up to 1 month after you have paid it.

Can I finance my tax bill after the tax due date?

Yes, you can finance your tax bill up to 1 month after it was due.

How long can I finance my tax bill over?

We offer funding terms between 3 months and 1 year (in certain circumstances terms can be longer).

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