Facilities
Acquisition and Deposit Funding Asset Finance Bridging Finance Case Acquisition Funding CBILS Commercial Mortgages Corporation Tax
Debtors Funding Development Finance Disbursement Funding Fee Block Acquisition Income Tax Loans Invoice Finance Partner Buy in/ Out
PII Loans Refurbishments VAT Funding Secured Loans Working Capital & Cashflow

Vat Finance
Bespoke VAT loans



Apply

or call us on
01244 389304
tick mark

Over 250 funding lines

tick mark

Decisions within 48 hours

tick mark

Funds within 48 hours of acceptance

tick mark

Borrow from £2,000

tick mark

3 month to 1 year terms

VAT loans


VAT loans are a type of business funding used to pay VAT bills and reduce the impact of costly late payment fines. Using finance can spread the cost of a VAT bill and improve company cash flow, which in turn can allow for increased competitiveness, growth and expansion.

We assist companies and borrowers to increase their spending power by obtaining the best funding options and facilities, quickly and efficiently, whilst ensuring your company requirements are fully catered for.

Loan Amounts and Funding Terms



Eligibility Criteria


How to apply for a VAT bill loan?



  1. Fill out our application form in less than 5 minutes
  2. Your application will be allocated to your dedicated case manager
  3. Your case manager will be in touch within 4 working hours
  4. They will collect all required documents to process your application
  5. You will receive a decision within 48 hours in most circumstances
  6. You will receive your funds within 48 hours of acceptance in most circumstances

Frequently Asked Questions

How long does it take before I get decision on my VAT finance application?

As little as 24 hours in most cases.

How long can you spread a VAT loan over?

Typically 3 months as in almost all cases there is a VAT bill to pay every quarter.

Can a VAT loan be taken every quarter?

Yes, credit depending (note you’re not obliged to take the facility every quarter).

Can I finance my VAT bill after I have paid it?

Yes, you can finance your VAT bill up to 14 days after you have paid it.

Can I finance a VAT bill after the VAT due date?

Yes, you can finance a VAT bill up to 14 days after its due date.

The Benefits of Corporation Tax Funding

There are many benefits associated with the use of VAT finance, such as

  • Avoid the potentially costly penalties of late payment on your bills
  • Fixed monthly repayment loan can allow you to utilise your cash flow more effectively
  • Fixed terms to allow you to spread the cost of your VAT bill

With HMRC imposing a fine of up to 15% of your bill for late or non-payment of VAT bills, the use of a VAT loan can reduce the impact and increase your spending power.

Given the current economic climate, we feel that offering fixed monthly payments over 3 months to 5 years terms, can give you a vital cash injection, which in turn can give you the competitive edge by allowing existing funds to be used elsewhere within your organisation. If your company does not have enough time to pay it's VAT bill, the use of finance facility can be tax efficient funding, as your repayments may be offset against taxable profit.

RLA Capital can offer specially tailored VAT loans designed to help your company manage its cash flow more effectively.

With a wide range of versatile funding solutions available, we can help source the most suitable funding facility to meet your requirements with access to some of the best facilities on the market we feel we can be competitive against any genuine quote.