Professional Indemnity Insurance (PII) Loans
for law firms


or call us on
01244 389304

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Over 250 funding lines

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Decisions within 48 hours

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Funds within 48 hours of acceptance

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Borrow from £2,000

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Loan for the term of your policy

Loan Amounts


Loan Terms

Loan terms up to 18 months with monthly fixed payments

Eligibility Criteria


Loan Purpose

Are you looking to finance your PII?


Company Status

Are you a UK registered business?


Trading Time

Have you been trading for more than 12 months?

female lawyer reading PII agreement

Professional Indemnity Insurance (PII) Loans

As an essential trading requirement for law firms, PII can represent one of the costliest single expense for many businesses.

Given the costly nature of Professional Indemnity Insurance many firms opt to use PII finance to enable them to spread the cost over term of their policy.

Paying monthly instalments can be highly beneficial for your firm, given that many businesses experience peaks and troughs in revenue throughout the year. The ability to spread the cost will effectively free up working capital for other uses and lessen the impact on your firm's financial health.

Unlike many other companies, we have members of the team who specialise in legal finance, we understand how legal firms operate and more importantly we know which lenders will have the appetite to fund these types of requirements in the current economic climate.

two lawyers stood discussing PII

How to apply for a professional indemnity insurance (PII) loan?


Quick Applications

Fill out our application form in less than 5 minutes


Dedicated Support

Your application will be allocated to your dedicated case manager


Quick Responses

Your case manager will be in touch within 4 working hours


Minimal Paperwork

They will collect all required documents to process your application


Quick Decisions

You will receive a decision within 48 hours in most circumstances


Fast Payouts

You will receive your funds within 48 hours of acceptance in most circumstances

The Benefits of Professional Indemnity Insurance Loans


Flexible Terms and Borrowing Amounts

With terms available over 3, 6, 12 or 18 months depending on the length of your policy, you are able to break down your total cost of cover into manageable fixed monthly payments.


Fixed interest rates

Competitive interest rates allow you to keep the cost of finance to a minimum.


Single Loan

You can merge practising certificate payments into a single loan.

You can apply for PII loans at any stage of the policy cover, so even if you have paid the insurance premium, you are still eligible to apply for finance (some lender’s may insist funding is within 30 days of the policy start date).


Fast Decisions and Pay-Outs

In most cases you can expect decision within 24 hours and funds released within 24 hours of acceptance.

With extensive experience with providing professional indemnity insurance finance, we are well placed to ensure you have access to the best finance facility for your circumstances. As a company we have enabled thousands of firms to spread the cost of their PII policies by selecting the best lenders for their needs.

With access to over 250 lenders, with many exclusive to RLA Capital, we are best placed to cater for your finance requirements.

View our full range of business finance facilities here

Frequently Asked Questions

How long does it take before I get decision on my PII loan application?

As little as 24 hours in most cases.

How long does it take before I get decision on my PII loan application?

Most clients receive decisions between 24 and 48 hours of their application. Please note only applies providing we have necessary supporting information.

What loan terms are available?

PII finance is available over 3, 6, 12 or 18 months depending on the length of your policy.

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