Asset Finance Facilities

Asset Finance is a type of business finance or loan used to purchase new assets, such as plant equipment or to refinance existing company assets. Asset finance is one of the best ways for a company to grow and purchase assets without it effecting its general cashflow, it gives the company the ability to gain assets, which increases turnover and allow the asset to pay for itself and increase profits.

Many organisations seek additional funding to assist with a purchase, due to the speed of acquiring the finance as opposed to using any existing cashflow within the business, which may already be allocated for other purposes such as day to day running costs.

There are different types of asset finance available, including;

asset finance loan amounts

Loan Amount and Funding Term

Loan terms between 3 months and 5 years with fixed monthly payments.

Loan amounts for asset finance ranging between £2,000 to £10 Million, both secured or unsecured.

asset finance loan eligibility

Eligibility

  • Is your business looking to refinance existing assets or purchase additional?
  • Are you looking to protect cash for new or current projects?
  • Seeking a business loan/facility over £2,000?
  • Are you a UK registered Sole Trader, Partnership, Limited Company or LLP?
apply for asset finance loans

Apply

Quick and simple to arrange loans, we will contact you within 4 workings hours of your enquiry.

Apply now for asset finance with decisions in as little as 24 hours.

acquisition  and deposit funding

The Benefits of Asset Finance

We assist companies and borrowers to increase their spending power by obtaining the best Asset Finance options and facilities, quickly and efficiently, whilst ensuring your company requirements are fully catered for.

The ability to invest in new assets can promote business growth and give your company the competitive edge. Asset finance can also offer the benefit of gaining additional credit lines, which stops the company becoming over exposed to just one lender and the ability to keep funders keen to offer facilities. Asset Finance can also be tax deductible and can be offset against the companies’ profits to lower its tax bill.

RLA Capital have over 40 years of experience in providing specialist asset finance facilities. This coupled with our outstanding customer services levels and extensive funder panel leaves us best placed to benefit your business in this area. Please do not hesitate to contact a member of our dedicated team to discuss further.


Frequently Asked Questions

What types of facilities are available?

HP, Finance Lease & Operating Lease.

Can I finance second hand goods?

Yes, but you need to be careful you’re paying the correct price for the goods and they’re being acquired by a bonafide supplier.

How long can funds be spread over?

Terms are available from 3 months to 5 years, for some assets up to 7 years can be available

Can I finance goods after I have bought and paid for them?

Yes, up to 3 months after you can be reimbursed. We can also provide a refinance for goods bought and paid for after 3 months.

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